Apply: Opportunity at Rosabon Financial Services Limited

We are recruiting to fill the position below:

Job Title: Loan Sales Executive (Consumer Lending)

Locations: Abuja (FCT) , Lagos and Rivers
Employment Type: Full-time

Job Summary

• The candidate will be tasked with the responsibility of selling various loan products. He/ She will act as liaison between customers and our financial institution and will help qualified applicants acquire loans in a timely manner.

Duties & Responsibilitis

• Evaluate credit worthiness by processing loan applications and documentation within specified limits
• Interview applicants to determine financial eligibility and feasibility of granting loans
• Determine all applicable ratios and metrics and set up debt payment plans
• Communicate with clients either to request or to provide information
• Justify decisions (approvals/rejections) and report on them
• Complete loan contracts and counsel clients on policies and restrictions
• Review loan agreements to ensure that they are complete and accurate according to policy
• Update account records, Compute payment schedules and transactions on ERP
• Confer with underwriters to aid in resolving loan application problems.
• • Update job knowledge on types of loans and other financial services
  • Assess customer needs, explore all options and introduce different types of loans
  • Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
  • Go the “extra mile” to build trust relationships, customer loyalty, and satisfaction throughout the underwriting process
  • Operate in compliance with laws and regulations and adhere to lending compliance guidelines

  Qualifications / Requirements

  • BS Degree in Finance, Economics, or a related field
  • Proven working experience as a Loan Officer
  • Familiarity with computers and banking applications/software
  • Solid understanding of direct/indirect lending products and practices
  • Customer satisfaction orientation and sales competencies
  • Ability to work in a goal-oriented environment and meet the set target

  Skills / Competencies:

  • Excellent communication and interpersonal skills
  • Integrity and Analytical skills.
  • Strong Negotiation and sales skills
  • Proficient in MS packages and Software
  • In-depth knowledge of computers, MS Packages, and banking software

  Application Closing Date
  Not Specified.

  How to Apply
  Interested and qualified candidates should forward their CV to: sales.careers@conceptgroup-ng.com using the Position as the subject of the email.

  Job Title: Account Manager – Deposit Mobilization

  Locations: Abuja, Lagos and Port Harcourt – Rivers

  Job Description

  • Source appropriately priced and structured deposit liabilities for the company from retail and institutional sources.
  • Meet, maintain and exceed set targets.
  • Cultivate new clientele on a regular basis.
  • Cultivate and maintain courteous and efficient relationships with clients.
  • Timely response to feedback and other customer-related issues or requests.
  • Participate in creating new and better marketing based on field experience.
  • Visit, engage prospects and maintain liability generated
  • Propose services, up-selling and cross-selling whenever possible
  • Recruit, train and build sales teams across the country
  • Increase number of Treasury services taken up by Clients
  • Ensure the effective, high-quality management of Clients
  • Conduct periodic competitor analysis, reviewing product rates and requirements
  • Prepare and send a periodic reportto management
  • On-board and manage subordinates to maintain a consistently high number of prospects, and with a high conversion rate
  • Evaluate structure, negotiate, and close new transactions, portfolio restructurings, rescheduling, capital increases, equity sales, etc.

  Requirements

  • Minimum education level – First Degree in any discipline from a reputable academic institution. Post-graduate qualification(s) and professional membership will be an added advantage.
  • 5+ years of experience in sales and business development. Experience in a financial institution is a MUST
  • Demonstrated track record of meeting / exceeding targets as an individual contributor.
  • Successful experience building a territory from little or nothing.
  • Working knowledge of deal structuring and closing principals.
  • Strong communication and networking skills.

  Application Closing Date
  Not Specified.

  Method of Application
  Interested and qualified candidates should send their CV to: sales.careers@conceptgroup-ng.comusing the Job Title as the subject of the mail.

   

   

   

   

   

   

  Job Title: Head, Internal Audit and Compliance

  Location: Lagos
  Employment Type: Full-time

  Job Description

  • The Head, Audit & Compliance is grossly responsible for ascertaining and assessing the soundness of accounting and financial controls and procedures.
  • He/she assesses the accuracy, timeliness, and relevance of management information, appraising the efficiency of established policies and procedures, reviewing them in the light of changing circumstances, and ensuring that Internal Control checks are carried out on all pre-disbursement transactions.

  Other Duties include:

  • Give comprehensive reports on Audits and proffer immediate solutions.
  • Conduct an Audit to identify business risk areas and give recommendations on weaknesses identified.
  • Carry out pre/post transaction Audit through the Audit checklist on daily basis.
  • Ensure timely processing of new transactions in accordance with policies
  • Ensure timely completion of Audit plans
  • Ensure conformance and compliance with Policies, Procedures, and Professional Standards, as well as a high delivery of operations in accordance with the approved budget, etc.

  Requirements & Skills

  • Master’s in Accounting
    • Finance, or any other related field, with relevant certificates and professional membership
    • Minimum of 8 years cognizant experience with other relevant professional certifications
    • Demonstrated skills, knowledge, and experience in auditing; internal audit standards, ethics, and fraud awareness
    • Strong analytical and documentation skills
    • Experienced in recommending Results / Corrective Actions.

    Application Closing Date
    7th August, 2022.

    Method of Application
    Interested and qualified candidates should send their CV to: careers@conceptgroup-ng.com using the Job Title as the subject of the mail.

     

     

     

     

     

    Job Title: Lease Executive

    Locations: Abuja (FCT) and Port Harcourt – Rivers
    Employment Type: Full-time

    Details

    • The lease executive will build and preserve trusting relationships with our clients to get quality risk assets being Corporate Loans, operating and finance leases. We’ll rely on you to find ways to outperform our competition and maintain our company’s positive image.
    • Ultimately, you’ll maintain strong relationships with the company’s clients to boost our brand and profits.

    Job Description / Responsibilities

  • • Generate High-Quality Risk Assets
    • Identify key staff in client companies to cultivate profitable relationships
    • Resolve clients complaints quickly and effectively
    • Understand clients’ needs and develop plans to address them
    • Promote excellent customer service.
    • Aim to preserve customers and renew contracts
    • Approach potential clients to establish relationships
    • Gain solid knowledge of competitors to build new profitable products
    • Building positive relationships with customers
    • Identifying opportunities for greater profits
    • Intuitive to customers’ needs
    • Strategic thinker and ability to analyze and solve problems quickly
    • Attentive to detail and organized
    • Must be self-motivated, flexible, and able to manage other assigned tasks
    • Prepare reports as at when due or assigned.
    • Other activities assigned by the head of the unit for better team productivity.

    Skills / Competencies / Requirements

    • B.Sc / BA in Business Administration or similar field
    • A minimum of 4 years of work experience.
    • Proven experience in Sales and Business Development
    • Knowledge of customer management practice
    • Experience in Risk Assets creation
    • Experience in leasing
    • Problem-solving attitude
    • Excellent communication skills
    • Aptitude for fostering positive relationships
    • Teamwork and good work ethics.

    Application Closing Date
    Not Specified.

    Method of Application
    Interested and qualified candidates should send their CV to: sales.careers@conceptgroup-ng.com using the Job Title and Location as the subject of the mail

    Job Title: Senior Deposit Mobilization Officer

    Locations: Abuja (FCT), Lagos and Rivers

    Duties & Responsibilities

    • Source appropriately priced and structured deposit liabilities for the company from retail and institutional sources.
    • Meet, maintain and exceed set targets
    • Cultivate new clientele on a regular basis.
    • Cultivate and maintain courteous and efficient relationships with clients.
    • Timely response to feedback and other customer-related issues or requests.
    • Participate in creating new and better marketing based on field experience.
    • Visit, engage prospects and maintain liability generated
    • Propose services, up-selling and cross-selling whenever possible
    • Recruit, train and build sales teams across the country
    • Increase number of Treasury services taken up by Clients
    • Ensure the effective, high-quality management of Clients
    • Conduct periodic competitor analysis, reviewing product rates and requirements
    • Prepare and send a periodic report to management
    • On-board and manage subordinates to maintain a consistently high number of prospects, and with a high conversion rate

    Qualifications

    • Minimum education level – First Degree in any discipline from a reputable academic institution.
    • Post-graduate qualification(s) and professional membership will be an added advantage.
    • 5+ years of experience in sales and business development. Experience in a financial institution is an added advantage
    • Demonstrated track record of meeting / exceeding targets as an individual contributor.
    • Successful experience building a territory from little or nothing.

    Application Closing Date
    Not Specified.

    How to Apply
    Interested and qualified candidates should forward their CV to: careers@conceptgroup-ng.com using the Job Title as the subject of the email.

     

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